The Merchant's Guide to Contactless Payments


Contactless chip payments can help get your consumers through lines more quickly with a simple tap of a contactless card, mobile device or smart watch. Your terminal may already be capable of accepting contactless payments!

Why get contactless?

Offering customers the choice to tap with faster contactless cards or mobile wallets shows them you care about their time and security, and can mean shorter lines and more sales for you. Tapping to make a payment takes only a few seconds and the technology is backed by the same strong security as contact chip cards.

Ready to start accepting contactless payments?

Contactless payments can be helpful for merchant segments that require speedy payments. Many payment terminals are already capable of accepting contactless payments! Contact your acquirer or payment services provider and ask them about considerations and steps in accepting contactless payments.

What else should you consider when accepting contactless payments?

Your terminal screen and signage can help alert customers that you accept contactless payments. You’ll also want to train your employees on how to help your customers tap to make a payment.

More Questions?

Want to take a deeper dive into contact and contactless chip payments? Visit these resources. was developed by the U.S. Payments Forum to help merchants get started accepting contactless payments. The U.S. Payments Forum, a cross-industry body representing all segments of the payments industry, is focused on supporting the introduction and implementation of new and emerging payments technologies in the U.S. This website is part of the Forum’s ongoing efforts to provide timely and simple educational resources for the industry at large.